Money calculators for life in Japan
Simple, free calculators for foreign residents: your take-home pay, your pension refund when you leave, and what it costs to move into an apartment. Every rate comes from an official Japanese source.
- Free
- Nothing you type leaves your device
- 2026 official rates
- Save results as PDF
Rates last checked: 6 October 2026
Take-home pay 2026
Salary after health insurance, pension, employment insurance, the new child-support levy, income tax and resident tax. Choose your prefecture.
Open calculator →Pension lump-sum refund
Estimate the lump-sum withdrawal payment (dattai ichijikin) when you leave Japan, the 20.42% tax withheld, and the refund you may claim back.
Open calculator →Apartment move-in cost
Deposit, key money, agency fee, guarantor company, insurance and first rent — what you pay before you get the keys.
Open calculator →Guides
- How much is the Japan pension refund? 2026 amounts and examples
- How to get back the 20.42% tax on your pension refund
What makes these different
- 2026 rules: Kyokai Kenpo FY2026 rates for all 47 prefectures, the new child/child-rearing support levy (0.23%), the FY2026 employment insurance rate, and the higher basic deduction and employment income deduction for 2026 income.
- Shown working: each result lists the formula steps, so you can check them.
- Sources: every number links to the official page on the method & sources page.
- Private: calculations run in your browser. Nothing you type is sent anywhere or saved, not even by us. Close the page and it is gone.
- Save as PDF: download any result as a PDF, made on your device (in English).
These are general calculators, not personal tax advice. See the disclaimer.